Dementia Terminology “Communication breakdown” in Alzheimer’s disease and other causes of dementia are consistently listed among the stressors for caregivers. Here is a list of some of the terminology used in describing the affects of the disease, some of which limits the person who has dementia. Affect: the outward manifestation of a person’s feelings, usually […]
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Choosing Your Fiduciaries In planning your estate, among the most important decisions you will make will be your choice of those persons who will be your fiduciaries – the persons you will entrust with your financial well-being and personal health decisions. Those fiduciary positions are your agents under power of attorney for property and power
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A Planning Guide For Parents With Children Who Have Special Needs Below are action items to take when you have a child, of any age, who has special needs. Personal Information Keep all of your records and your child’s personal information (name, nicknames, date and place of birth, phone numbers, Medicare number, Medicaid number, addresses,
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ABLE Accounts Come To Illinois “ABLE” Accounts are a recent creation of federal law designed for individuals with disabilities to allow them to have a tax-free savings account which does not affect eligibility for public benefit programs such as SSI and Medicaid. States must establish the ABLE Account Programs. The new Illinois ABLE Account
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Tips For Helping Family Members With Finances A frequent challenge is how to help older family members with their finances without taking away their autonomy or getting into a tug-of-war over the issue. Concerns often arise when visiting loved ones and finding that bills have not been paid, papers are in disorder, or even that
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A Guide To Special Needs Trusts Why Create a Special Needs Trust? A Special Needs Trust can be an important tool for a disabled individual who is, or may become eligible, for Supplemental Security Income or Medicaid but has excess assets preventing eligibility. Supplemental Security Income (SSI) is the Social Security program that grants
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Why Engage An Elder Law Attorney To Prepare Your Medicaid Application? The Illinois Medical Assistance Program (“Medicaid”) is the health care program for individuals who do not have another form of insurance or whose insurance does not cover what they need, such as nursing home or supportive living care. A significant number of people must
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Illinois Medicaid Long Term Care Eligibility Rules In January, 2012, new regulations became effective in Illinois substantially changing eligibility for Medicaid coverage of long-term care. Although effective in January, the local offices of the Illinois Department of Human Services, the agency making determinations of eligibility for Medicaid, did not implement these new regulations until
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What’s The Difference Between Medicare and Medicaid? Medicare and Medicaid sound alike, and many people use them interchangeably. However, they are very different programs. Medicare is a federal program that provides health coverage to insured workers who are age 65 or older or who have a disability. Medicaid is a state and federal program that
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