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Medicaid Spend Down: Pay for More Than Just Medicaid Bills

Since the 1960s, Medicaid has provided health care coverage for low-income people across the United States. For millions of seniors, Medicaid offers financial assistance, helping them to cover the cost of long-term care services. Today, this joint federal-state program also benefits other qualifying populations with limited income, including children and people with disabilities. Qualifying for

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Special Needs

When Should You Consider Changing Your Special Needs Plan’s Key Players?

You have completed and executed your plan for your special needs child, spouse or loved one. Everyone you’ve selected to serve—your guardian, your trustee, your health care proxy, your executor, and possibly a trust protector as well—has signed the paperwork. All set? For now, yes. But it’s a good idea to review these selections on

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End-of-Life

End-of-Life Care Decision-Making

Just as we create estate plans for our eventual demise, we also need to plan ahead for the possibility that we could become sick and unable to make our own medical decisions. Medical science has led to much-improved technology that can keep patients alive longer. As a result of many well-publicized “right to die” cases,

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