Legal Planning For Living With A Chronic Medical Condition In 1900, most people died younger from communicable diseases and after relatively short illnesses. Today, we are more likely to die older from one or more chronic conditions and after an extended period of illness. The decisions involved with planning for disability associated with chronic conditions […]
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Important Information To Know And Keep Current Medical Insurance A list of insurance policies, the carriers, the account / policy numbers, and names of beneficiaries. Utilities Names, account number, and contact information for all utilities (electric, phone, cable, water, internet, etc.). Documents Financial This information is not to be considered legal advice. If you have
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How To Pay For Skilled Care One of the things that concerns people most about nursing home care is how to pay for that care. There are basically three ways that you can pay the cost of a nursing home: There is a lot more to be said about long term care insurance and paying
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Choosing An Elder Law Attorney The process of finding and choosing an elder law attorney begins by identifying that you actually need one. The question is: Why would you need the services of this specialized attorney? Here are some questions to ask yourself: If you can answer yes to any of these questions, you may
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Understanding The 4 Cs Of Elder Law Ethics Your parent or other elder relative is getting legal advice. Why am I left in the waiting room? Shouldn’t you be included? After all, you might be very involved in helping him or her with important matters. Perhaps you even arranged for this appointment. There are several
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Dementia Terminology “Communication breakdown” in Alzheimer’s disease and other causes of dementia are consistently listed among the stressors for caregivers. Here is a list of some of the terminology used in describing the affects of the disease, some of which limits the person who has dementia. Affect: the outward manifestation of a person’s feelings, usually
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Choosing Your Fiduciaries In planning your estate, among the most important decisions you will make will be your choice of those persons who will be your fiduciaries – the persons you will entrust with your financial well-being and personal health decisions. Those fiduciary positions are your agents under power of attorney for property and power
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A Planning Guide For Parents With Children Who Have Special Needs Below are action items to take when you have a child, of any age, who has special needs. Personal Information Keep all of your records and your child’s personal information (name, nicknames, date and place of birth, phone numbers, Medicare number, Medicaid number, addresses,
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ABLE Accounts Come To Illinois “ABLE” Accounts are a recent creation of federal law designed for individuals with disabilities to allow them to have a tax-free savings account which does not affect eligibility for public benefit programs such as SSI and Medicaid. States must establish the ABLE Account Programs. The new Illinois ABLE Account
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Tips For Helping Family Members With Finances A frequent challenge is how to help older family members with their finances without taking away their autonomy or getting into a tug-of-war over the issue. Concerns often arise when visiting loved ones and finding that bills have not been paid, papers are in disorder, or even that
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