A Planning Guide For Parents With Children Who Have Special Needs Below are action items to take when you have a child, of any age, who has special needs. Personal Information Keep all of your records and your child’s personal information (name, nicknames, date and place of birth, phone numbers, Medicare number, Medicaid number, addresses, […]
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ABLE Accounts Come To Illinois “ABLE” Accounts are a recent creation of federal law designed for individuals with disabilities to allow them to have a tax-free savings account which does not affect eligibility for public benefit programs such as SSI and Medicaid. States must establish the ABLE Account Programs. The new Illinois ABLE Account
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Tips For Helping Family Members With Finances A frequent challenge is how to help older family members with their finances without taking away their autonomy or getting into a tug-of-war over the issue. Concerns often arise when visiting loved ones and finding that bills have not been paid, papers are in disorder, or even that
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A Guide To Special Needs Trusts Why Create a Special Needs Trust? A Special Needs Trust can be an important tool for a disabled individual who is, or may become eligible, for Supplemental Security Income or Medicaid but has excess assets preventing eligibility. Supplemental Security Income (SSI) is the Social Security program that grants
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Why Engage An Elder Law Attorney To Prepare Your Medicaid Application? The Illinois Medical Assistance Program (“Medicaid”) is the health care program for individuals who do not have another form of insurance or whose insurance does not cover what they need, such as nursing home or supportive living care. A significant number of people must
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Illinois Medicaid Long Term Care Eligibility Rules In January, 2012, new regulations became effective in Illinois substantially changing eligibility for Medicaid coverage of long-term care. Although effective in January, the local offices of the Illinois Department of Human Services, the agency making determinations of eligibility for Medicaid, did not implement these new regulations until
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What’s The Difference Between Medicare and Medicaid? Medicare and Medicaid sound alike, and many people use them interchangeably. However, they are very different programs. Medicare is a federal program that provides health coverage to insured workers who are age 65 or older or who have a disability. Medicaid is a state and federal program that
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Another Tool To Protect Vulnerable Adults It might be too late to assist the family of Ernie Banks, whose will was changed in 2014 to the benefit of his caregiver, but this statutory tool will protect others from being victimized by non-family caregivers of persons requiring care. Attorney Janna Dutton, an active advocate for vulnerable
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Adult Guardianship Facts What is a Guardian? A guardian is a person, institution or agency appointed by the Probate Court to manage the affairs of a person with a disability. Who May Need a Guardian Appointed to Manage Their Affairs? The law presumes that an adult eighteen years of age or older is capable of
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